1. Make large undocumented bank deposits
2. Fail to disclose you are on probation, disability or maternity leave with your employer
3. Close credit accounts with a zero balance
4. Co-sign a loan for anyone else
5. Change your job status from full to part time
6. Spend your down payment or closing cost money
7. Apply for new loans or credit
8. Stop paying your bills on time
9. Get married or divorced
10. Quit your job